Business Insurance
Protecting the Dream You’ve Built Your business is more than just a source of income; it’s the result of your hard work, vision, and dedication. But in today’s unpredictable world, one accident, lawsuit, or natural disaster could put everything you’ve built at risk. Business insurance isn't just a legal requirement—it's a strategic safety net. At Royal Lion Insurance Agency, we specialize in identifying the unique vulnerabilities of your industry and providing tailored solutions that allow you to focus on growth while we handle the "what-ifs."
General Liability: Protects against common risks like customer injuries (slip-and-fall) or property damage.
Workers’ Compensation: A California requirement if you have even one employee. It covers medical costs and lost wages for work-related injuries.
Business Owner’s Policy (BOP): The "all-in-one" solution for small businesses, bundling liability and property insurance into one affordable package.
Professional Liability (E&O): Essential if you provide advice or professional services (like consultants, realtors, or accountants).
Commercial Auto: If you use a vehicle for deliveries, job sites, or client visits, personal auto insurance usually won't cover you.
Modesto has a diverse economy. We are not a "one size fits all" approach. We can insure you!
Contractors & Trades: (Roofers, plumbers, electricians)
Retail & Professional Offices: (Boutiques, law firms, medical offices)
Beauty & Wellness: (Barbershops, hair salons, personal trainers)
Food & Beverage: (Local restaurants, catering, food trucks)
General Liability Insurance: Your First Line of Defense
In the world of business, "accidents happen" is more than just a phrase it’s a risk you face every time a customer walks through your door or you visit a job site. General Liability Insurance is the foundation of any solid business protection plan. It shields your company from the financial impact of common claims, such as:
Third-Party Bodily Injury: If a client slips and falls at your location.
Property Damage: If you or an employee accidentally damage a customer’s property while working.
Advertising Injury: Protection against claims of libel, slander, or copyright infringement.
The Royal Lion Advantage: We don't just hand you a policy; we help you understand the specific limits required for your industry so you’re never under-insured when a contract is on the line.
15
Years of experience
