Understanding
SR-22

An SR-22 certifies you carry required auto insurance after serious driving offenses. An SR-22 is a "Certificate of Financial Responsibility" that proves a driver carries the state mandated auto liability insurance.

Close-up of a hand holding an official SR-22 certificate with a car and keys in the background.
Close-up of a hand holding an official SR-22 certificate with a car and keys in the background.
Helped me get back on the road.

J. Lee

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FAQs

What is an SR-22?

An SR-22 is a certificate proving you have required auto insurance.

Who needs an SR-22?

Drivers with serious offenses like DUIs or reckless driving often need one.

How long must I keep an SR-22?

Typically, you must maintain the SR-22 for several years to keep your license active.

Is SR-22 insurance itself?

No, it’s a document filed by your insurer, not a type of insurance.

Can I get an SR-22 myself?

No, your insurance company must file the SR-22 with the state.